Pet Insurance Center

Harrisonburg, VA Pet Insurance Center

The Easiest Way to Protect Your Pet’s Health

If you’re looking for a way to ensure that your pet receives the best possible medical care regardless of cost, consider investing in pet health insurance.

Trupanion Pet Insurance

With all the new procedures and advanced treatments for pet illnesses come greater costs, and pet parents are not always prepared to pay for pet medical care. What are pet parents doing to protect themselves and their pets in the case of injuries or unexpected illnesses? Many are enrolling in pet insurance plans. When pet parents can let their veterinarian run tests, diagnose, and treat an injury or illness correctly, everybody wins!

Get a no-obligation quote from Trupanion

Learn More

Learn more about the benefits of health insurance for pets in Harrisonburg by calling Heartland Veterinary Clinic at (540) 208-5415.

Do You Need Insurance for Your Pet?

Consumer Affairs provides a comprehensive comparison that will help you determine if your pet needs insurance through a series of questions about your pet's age, breed, pre-existing conditions and other factors. Learn More

Why Pet Insurance Is Important

With all the new procedures and advanced treatments for pet illnesses come greater costs, and pet parents are not always prepared to pay for pet medical care. Approximately $24.5 billion is spent annually on veterinary care in the United States. It’s estimated that your pet has a 33% chance of becoming injured or ill each year and there is a 92% chance that they will need medical care at least once in their lifetime.

What are pet parents doing to protect themselves and their pets in the case of injuries or unexpected illnesses? Many are enrolling in pet insurance plans. When pet parents can let their veterinarian run tests, diagnose, and treat an injury or illness correctly, everybody wins! Heartland Veterinary Clinic invites every pet parent to consider pet insurance so that their pet has access to the care they need.

Differences in Pet Insurance Plans

Most pet health insurance plans have a few basics in common.

With most plans, you:

  • Pay a monthly premium.
  • Select an annual or per incident deductible amount.
  • Can go to any veterinarian you choose.
  • Pay your vet first, file a claim, and then get reimbursed.
  • Do not get coverage for pre-existing conditions and related treatments. Breeding issues, experimental treatments, and cosmetic surgery like declawing and tail docking are also typically not covered.

There are substantial differences between companies. These differences often determine whether your claim is covered or how much you get reimbursed after a veterinary visit.

Some of the most important differences are:

  • Whether congenital and hereditary conditions (like hip dysplasia, heart defects, eye cataracts, or diabetes) are covered
  • How the reimbursement is calculated (based on the actual vet bill, a benefit schedule, or usual and customary rates)
  • Whether there are any limits or caps applied to your reimbursement (per incident, per year, or over the pet’s lifetime)
  • Whether there is an annual contract that determines anything diagnosed in the previous year of coverage is considered pre-existing the next year
  • Whether their customers are happy with their customer care and claims experience ​

Healthy Paws Pet Insurance

With all the new procedures and advanced treatments for pet illnesses come greater costs, and pet parents are not always prepared to pay for pet medical care. What are pet parents doing to protect themselves and their pets in the case of injuries or unexpected illnesses? Many are enrolling in pet insurance plans. When pet parents can let their veterinarian run tests, diagnose, and treat an injury or illness correctly, everybody wins!

Helpful Resources

Protect your pet's health. Compare pet insurance companies, see their latest customer reviews, and get a free quote.

Here are some links to help you make the right decision:

Call Heartland Veterinary Clinic at (540) 208-5415 to learn more about the benefits of pet health insurance. We can help you choose the right plan for your furry friend.

Newsworthy Knowledge

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Why Trust Us?

  • Advocates of Reduced Fear Vet Visits
    Heartland has launched a "Reduced Fear Initiative" to minimize the stress and fear that comes with a looming visit to the vet. This not only increases your pet's overall health but minimizes your stress as well.
  • Quality Veterinary Care
    Our state-of-the-art facility has a full in-house laboratory, pharmacy, surgery and laser technology that allows our dedicated staff to practice a wide variety of services for your pet family.
  • Convenient Medication Delivery
    Spend more time with pets and family! ​You can shop our online store to have your medication mailed. Orders generally ship directly to you within 3-5 business days.
  • Supporter of Preventative and Wellness Care
    We want to prevent your pets from any major setbacks in life. It is important that they routinely get checked and cared for to avoid any surprises. We will help educate you on how to make this happen!
Does Your Pet Need Attention?

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Real Stories from Real Owners

Read Our Reviews

  • “Dr. Brian was great.”

    - John A.

  • “Everybody there makes you feel like your pet is the most important one there.”

    - Tammy S.

  • “The staff at heartland is compassionate, takes time to make sure you have your questions answered, and has been flexible when we aren't comfortable with the first option.”

    - Tammy H.